Last updated: November 11, 2026
By using Shrinkrapp (shrinkrapp.com) you agree to these terms. If you do not agree, please do not use the site.
The tools are free for personal and commercial use. You are responsible for the files and text you use with them, and for making sure you have the right to use that content.
Please do not misuse the site, for example by trying to disrupt it, overload it, or copy it wholesale.
The site and its tools are provided "as is" and "as available", without warranties of any kind. We do not promise that the tools will be error free, uninterrupted, or suitable for a particular purpose. Always keep your original files, and check the output before relying on it.
The mortgage, loan, interest, pay and other calculators give estimates for general information only. They are not financial, tax, legal or other professional advice. Actual figures depend on your lender, employer, location and circumstances, so confirm important numbers with a qualified professional or the provider concerned.
To the fullest extent permitted by law, Shrinkrapp is not liable for any loss or damage arising from your use of the site or its tools, including lost data, lost profits, or decisions made using calculator results.
The site may show advertising and link to other websites. We are not responsible for the content or practices of third parties.
The site's design, text and code belong to Shrinkrapp, except for the open source libraries listed on the about page, which remain under their own licenses. Files you process stay yours.
We may update the tools or these terms from time to time. The date at the top shows when the terms last changed. Continuing to use the site means you accept the current version.
Questions about these terms? Email contact@shrinkrapp.com.